v2.1 Unified API

Crypto Payments API
for Developers

Connect to SWIFT, SEPA, and major blockchains through a single integration. Manage treasury, payments, and custody programmatically.

POST /v1/settlements
curl https://api.baynpay.com/v1/settlements
curl -X POST https://api.baynpay.com/v1/settlements \
-H "Authorization: Bearer sk_live_..." \
-d '{
"source_currency": "USD",
"target_currency": "USDC",
"amount": 50000,
"rail": "WIRE_TO_ERC20"
}'

Multi-Rail Routing

Automatically route funds across SWIFT, SEPA, ACH, and Blockchain networks based on cost and speed.

Sandbox Environment

Test your integration with unlimited testnet funds and mock banking rails. Mirror production behavior exactly.

Webhooks & Events

Listen to real-time events for deposits, settlements, and compliance checks with verified signatures.