Privacy Policy

At Vision Pay Comoros Ltd, your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our services, visit our website, or interact with us.

Vision Pay Comoros Ltd is an agency-only virtual asset broker-dealer focused on institutions, corporates, fintechs, and merchants globally. We are committed to protecting the privacy of our users and partners.

This policy outlines:

• What personal data we collect
• How and why we use your data
• Who we share your data with
• How long we retain your data
• Your rights under applicable data protection laws

This policy applies to all users of Vision Pay Comoros Ltd services, website visitors, and partners.

We may collect the following categories of personal data:

• Identification data: Full name, ID number, date of birth, etc.
• Contact details: Email address, phone number, postal address.
• Financial information: Bank account details, wallet addresses (if applicable), transaction history.
• Technical data: IP address, browser type, device information, and usage logs.
• KYC documents: Government-issued ID, proof of address, and other verification documents.

We use your data for the following purposes:

• To provide and improve our services
• To comply with legal obligations (e.g., KYC/AML regulations)
• To communicate with you and support your account
• To detect and prevent fraud or misuse of our platform
• For marketing, with your consent where required

We may share your personal data with:

• Third-party service providers (e.g., identity verification, cloud hosting)
• Regulatory and law enforcement authorities where required by law
• Partners and affiliates as necessary to provide our services

We ensure that any third party handling your data adheres to appropriate data protection and security standards.

Where data is transferred outside your jurisdiction, we take appropriate safeguards to ensure it is protected in line with applicable laws, including the use of Standard Contractual Clauses or other mechanisms approved by regulatory authorities.

We retain your data only as long as necessary for the purposes set out in this policy, including to comply with legal, regulatory, tax, accounting, or reporting requirements.

Depending on your jurisdiction, you may have rights including:

• Accessing your personal data
• Correcting inaccurate or incomplete data
• Requesting deletion of your data
• Objecting to or restricting data processing
• Withdrawing consent (where processing is based on consent)

To exercise these rights, contact us at: hello@baynpay.com

We use cookies and similar tracking technologies to enhance your browsing experience, provide essential site functions, analyze traffic, and deliver personalized content or advertising. Cookies are small text files stored on your device that help us remember your preferences, improve performance, and understand how you interact with our website. Some cookies are strictly necessary for the site to function, while others—such as analytics or advertising cookies—may come from third-party providers. You can manage or disable cookies through your browser settings, but please note that certain features of the site may not function properly without them.

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this policy periodically.

If you have questions or concerns about this Privacy Policy, please contact: