Bridging Fiat & Crypto Worlds

Enterprise Crypto
Payment Gateway

Unified infrastructure for on-ramps, custody, and treasury management. Seamlessly settle between USD, AED, EUR and digital assets.

Global Fiat Rails
MPC Custody
Instant Settlement
Live API
# Execute Cross-Border Settlement
const settlement = await baynpay.settle({)
source: "USD_WIRE",
amount: 250,000.00,
target: {
asset: "USDC",
chain: "ETH",
wallet: "CORP_TREASURY_1"
}
});
Settlement Complete
ID: #SET-89241
Amount250,000.00 USDC
Rate: 1.0002Fee: 0.05%
$
USD
USDC
USDC
Compliance & Security
ISO 27001
In Progress
SOC 2 Type II
In Progress
Comoros License
Crypto Asset
Powered By
Fireblocks
JetonBank
Trusted By
Whish Money
Help2Pay
Equiti
VCG Markets
Enterprise Infrastructure

The Financial OS for
Modern Institutions

A complete stack for managing money. From multi-currency corporate accounts to digital asset custody and cross-border settlement.

Multi-Currency Accounts

Open dedicated IBANs in 30+ currencies (USD, EUR, GBP, etc.). Collect, hold, and pay out funds globally without friction.

Global Settlement Rails

Direct integration with SWIFT, SEPA, Faster Payments, and ACH. Move money faster and cheaper than traditional banks.

Unified Custody

Secure both fiat balances and digital assets under one roof. Bank-grade security meets MPC technology.

  • Safeguarded Accounts
  • ISO 27001 (In Progress)
  • Regulated Entity

Compliance Engine

Automated KYC/KYB onboarding, AML screening, and transaction monitoring for both fiat and crypto flows.

FX & Treasury

Real-time FX conversion with wholesale rates. Hedge currency risk and optimize working capital across 30+ pairs.

Unified Ledger

One system of record for all transactions. Automated reconciliation between bank statements, blockchain data, and internal balances.

Comprehensive Suite

Complete Financial Infrastructure

From fiat rails to tokenized assets, we provide the building blocks for the next generation of finance.

On-Ramp, Off-Ramp & Settlements
Global Payments

On-Ramp, Off-Ramp & Settlements

Seamlessly move value between fiat and crypto. Accept payments in 30+ currencies and settle instantly across borders.

Fiat-to-Crypto On-Ramps
Crypto-to-Fiat Off-Ramps
Crypto-to-Crypto conversions
Instant Settlement Networks
Developer First

Integrate in Minutes, Not Months

Our modern REST API and SDKs are designed for developer happiness. Get comprehensive documentation, sandboxed environments, and dedicated engineering support.

create-payment.js
const payment = await baynpay.createPayment({
  amount: 10000,
  currency: 'USD',
  customer: {
    email: 'client@example.com'
  },
  settlement: 'USDC' // Auto-convert to crypto
});

// Payment URL created instantly
console.log(payment.checkoutUrl);

Frequently Asked Questions

Everything you need to know about our platform and services.

Our Unified API aggregates multiple fiat rails (SWIFT, SEPA, ACH) and blockchain networks into a single integration. You send a standard request, and we handle the routing, conversion, and settlement logic automatically.
We support settlement in 30+ fiat currencies (USD, EUR, GBP, etc.) and major stablecoins (USDC, USDT) and cryptocurrencies (BTC, ETH) across multiple networks.
Yes, we maintain licenses in key jurisdictions including a Crypto Asset License in Comoros and are implementing ISO 27001 controls with certification in progress. We adhere to global AML/CFT standards.
Absolutely. Developers can access full sandbox environments to test integrations with simulated money before going live.
Crypto settlements are near-instant (T+0). Fiat settlements depend on the rail used, ranging from instant (SEPA Instant) to T+1 or T+2 for SWIFT.

Ready to Modernize Your Money Movement?

Join the leading platforms processing billions in fiat and crypto volume. Start with our API today or talk to our solutions team.